General Liability Insurance Dallas
General Liability Insurance in Dallas
General Liability Insurance (GL) is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations.
General Liability Insurance in Dallas is often combined with property insurance in a Business Owners Policy (BOP)
Liability Insurance is designed to offer specific protection against third party insurance claims, i.e., payment is not typically made to the insured, but rather to someone suffering loss. In general, damage caused intentionally as well as contractual liability are not covered under General Liability Insurance Policies in Dallas. When a claim is made, the insurance carrier has the duty (and right) to defend the insured. The legal costs of a defense normally do not affect policy limits unless the policy expressly states otherwise; this default rule is useful because defense costs tend to soar when cases go to trial.
Who Needs General Liability Insurance in Dallas?
As a contractor or small business owner, you need some form of general liability insurance to safeguard your livelihood. A single accident could result in a lawsuit that you might not be able to handle. Some employers might also require you to carry a certain amount of General Liability Insurance before you can work for them.
General Liability Insurance Can Help Protect Your Business from the Unknown. With the day-to-day uncertainties of small business management, general liability insurance is something you cannot do without. Accidents happen – on site, off site, with employees and with customers – no matter how much you’ve planned. Liability Insurance can help cover medical expenses, attorney fees and damages you are legally responsible for. It can also offer protection against situations that may not have even crossed your mind.
For example, any individual or business providing an opinion, making recommendations, designing solutions or offering a service is at risk for a professional liability lawsuit. Nationwide can help with defense costs, regardless of fault. And we offer protection for judgments, court costs and more.
You can learn more about General Liability Insurance in Dallas
by contacting Lou Zettler at www.louzettler.com